Simplify compliance with AML transaction monitoring

Automatically detect and report suspicious transactions with AI-powered AML monitoring built for global businesses.

99.9% Accuracy

30s Avg. Verification

200+ Countries

Avoid fines by meeting AML regulations

Dynamic tools flag and block suspicious activity to detect and prevent financial crimes. By adapting to evolving AML regulations, you're always kept compliant.

Reduce false positives and workload

Cut manual reviews by 90% for false positives with advanced automation and intelligent anomaly detection to process legitimate transactions automatically.

Precise investigations with analytics

Make faster, more informed investigations with detailed transaction and event data, network visualization, and risk scoring.

Automate regulatory compliance

Build FIU reports as per the goAML format with minimal manual intervention and effortless auditing. Provide clear audit trails for regulators, mitigating fines.

AML Transaction Monitoring
System features

Rule bundles for every scenario

Flag suspicious transactions with rules for every Transaction Monitoring application.

Ready-to-use rule bundles

Discover 300+ pre-built rules customized for different industries like fintech, traditional finance, crypto, e-commerce, and iGaming. Create unlimited custom rules using your own data sources, with no coding required, and test them in dry-run mode for seamless integration.

AI-driven human language rule builder

Build sophisticated rules using natural language processing. Simply describe what you want to monitor in plain English, and our AI will translate it into effective monitoring rules automatically.

Rule builder with auto-complete

Intelligent auto-complete suggestions help you build complex rules faster. The system learns from your patterns and suggests relevant parameters, conditions, and actions as you type.

Harness the power of AI

Sumsub's Transaction Monitoring solution integrates AI and ML at every critical stage.

AI-driven anomaly detection

Our AI continually enhances pattern analysis, uncovering fraud and money laundering beyond standard screening parameters, even from elite criminal practices.

Payment reference screening with AI

Advanced AI algorithms scan payment references and descriptions to identify suspicious patterns, coded language, and potential money laundering indicators in real-time.

AI-powered event and Transaction Monitoring

Comprehensive monitoring of all transaction events with AI-powered risk scoring, behavioral analysis, and automated alert generation for suspicious activities.

Case management, analytics, and reporting in one place

Optimize compliance performance and cross-team collaboration with one unified solution.

Increase team productivity

Optimize productivity with intuitive case management, investigation, and alert handling features. Maximize case processing speeds, enabling team members to focus on what matters while improving collaboration.

Improve analytical overviews

Get comprehensive insights with advanced analytics dashboards, customizable reports, and real-time monitoring metrics to track compliance performance and identify trends.

Streamline SAR/STR generation

Automate Suspicious Activity Report (SAR) and Suspicious Transaction Report (STR) generation with pre-filled templates, regulatory compliance checks, and streamlined submission workflows.

Verify User Identity

Confidently verify new customers from any country or language with cutting-edge solutions and a customizable flow.

Non-Doc Verification

Age Verification

QES

Age Verification

Secure your platform and stay compliant by blocking underage and restricted users.

How Sumsub’s
AML Transaction
Monitoring tool works

User Verification & Screening
Beyond standard KYC, identity checks adapt to transaction patterns.
Risk Evaluation & Ongoing Monitoring
Real-time scoring adjusts risk levels based on transactions and user activity.
Alerts & Case Creation
Suspicious activity triggers automatic alerts and workflows for timely reviews.
Investigation & Reporting
Investigatory actions, evidence collection, and decisions are thoroughly recorded.

Don’t take our word for it.
Here’s what our clients have to say

The platforms we had before worked fine at an individual level, but they didn’t work well from a holistic risk management and efficiency point of view. I needed a helicopter view of what was happening, and I simply could not get that from the setup we had.
Chet Shah
CEO at Wirex

Stay compliant with Sumsub’s AML
Transaction Monitoring Solution

Monitor your users’ activity to protect your compliance with AML monitoring software.

A Leader

Gartner's Magic Quadrant for Identity Verification, 2024

A Leader in Fraud Detection & Anti-Money Laundering

G2 2024 Identity Verification Winter Report

A Category Leader

Chartis' AML Transaction Monitoring Solutions, 2024

FAQ

How to monitor transactions in AML?
A transaction monitoring software or transaction monitoring system can be used to effectively monitor transactions in anti-money laundering. These automated systems analyze user activity and transactions to detect suspicious patterns or anomalies that could indicate fraudulent behavior and criminal activity. This can include the transaction amount, the geolocation, device use, frequency, or structuring of payments to avoid detection. It’s crucial that businesses conduct transaction monitoring to identify suspicious activity, risky activity and stay compliant with AML regulations. Failure to do so can result in fines, penalties, and reputational damage.
What systems are used in transaction monitoring?
Key components in a transaction monitoring system include risk scoring and evaluation, AI and machine learning to quickly detect anomalies and complex patterns, alert generation and investigation if the suspicious activity is identified and reporting capabilities to support the filing of SARs/STRs.
What is the best transaction monitoring software?
The best transaction monitoring software will utilize AI and machine learning to detect suspicious activity or transactions effectively. To stay compliant, this software will need to have real-time monitoring and support accurate and timely filing of SARs, as well as clear audit trails for regulators.
How to choose a transaction monitoring tool?
Important considerations when selecting a transaction monitoring tool include evaluating the features the tool offers that will help you stay compliant, the level of flexibility offered and using automation to reduce the compliance team’s manual workload. The chosen software should be equipped with AI and machine learning to support accuracy and automation, rules bundles tailored to varying industries’ needs, data integration with a singular platform for a holistic view, and scalability so even millions of transactions can be easily monitored. It should also offer both pre-transaction screening to prevent suspicious activity before it occurs and post-transaction monitoring to detect anomalies and ensure ongoing compliance.

Simplify compliance with AML transaction monitoring

AML Transaction Monitoring System features

Rule bundles for every scenario

Harness the power of AI

Case management, analytics, and reporting in one place

Verify User Identity

Don’t take our word for it. Here’s what our clients have to say

Stay compliant with Sumsub’s AML Transaction Monitoring Solution

FAQ

How to monitor transactions in AML?

What systems are used in transaction monitoring?

What is the best transaction monitoring software?

How to choose a transaction monitoring tool?

AML Transaction Monitoring
System features

Don’t take our word for it.
Here’s what our clients have to say

Stay compliant with Sumsub’s AML
Transaction Monitoring Solution